Super Visa Income Calculator: Instantly Check Your Eligibility

Find out in seconds if you meet Canada's minimum income requirements to sponsor your parents or grandparents. Get personalized AI-powered guidance based on your specific situation.

How This Super Visa Income Calculator Works

Our calculator uses the official 2026 LICO (Low Income Cut-Off) thresholds set by Immigration, Refugees and Citizenship Canada to determine whether you meet the minimum income requirement for Super Visa sponsorship. Here's what makes it different from basic calculators:

• Real-time calculation based on current IRCC income thresholds
• Family size accuracy including all members IRCC requires you to count
• AI-powered guidance using Google's Gemini AI for personalized advice
• Actionable next steps based on your specific qualification status
• Multiple income sources calculation (employment, rental, pension, etc.)

Understanding Your Results

After you calculate your eligibility, you'll receive one of three possible outcomes:

✅ Qualified - You Meet the Requirement

Congratulations! Your income meets or exceeds the LICO threshold for your family size. You're eligible to proceed with your Super Visa application. The AI guidance will provide specific next steps for gathering your financial documentation and preparing a strong application.

⚠️ Close But Not Quite There

You're within striking distance of the income requirement but haven't quite reached it. Don't panic—the AI will suggest practical strategies like combining spousal income (if you haven't already), documenting additional income sources you may have overlooked, or timing your application for maximum success.

❌ Below the Threshold

Your current documented income falls short of the requirement. This doesn't mean game over. The AI provides specific strategies for increasing your qualifying income, alternative visa options to consider, or timing recommendations for when you might qualify.

What Income Sources Can You Include?

When calculating your total income for Super Visa purposes, you can include all sources of income that appear on your Notice of Assessment (NOA) from the CRA. Here's what counts:

• Employment income: Salaries, wages, commissions, tips, bonuses
• Self-employment income: Net business income (must be on personal tax return, not just business return)
• Rental income: Net rental earnings after expenses
• Investment income: Dividends, interest, capital gains
• Pension income: CPP, OAS, private pensions, RRSP withdrawals
• EI benefits: Employment Insurance payments
• Other taxable income: Any additional income reported to CRA

What doesn't count? Social assistance payments, provincial disability support (in most cases), child support received, and other non-taxable government benefits typically don't qualify toward your LICO calculation.

Why Family Size Calculation Matters

Here's where folks trip up most often: your family size for LICO purposes isn't just your immediate household. IRCC has specific rules about who gets counted, and missing even one person can throw off your entire calculation—potentially leading to refusal even if you technically earn enough.

The calculator automatically tallies your family size based on:

• You (the primary sponsor)
• Your spouse or common-law partner (if applicable)
• All dependent children under 22, regardless of custody arrangements
• The parent(s) or grandparent(s) you're inviting with this application
• Any other Super Visa holders you previously sponsored with active invitations
• Anyone you've sponsored where the undertaking is still in effect

That last point catches people off guard. Previous sponsorship commitments don't disappear when relationships end—they stick around for the duration of the undertaking period, which can be up to 20 years for permanent residence sponsorships.

Frequently Asked Questions

Ready to Move Forward with Your Super Visa?

Now that you've calculated your income eligibility, you're one step closer to bringing your parents or grandparents to Canada for those precious extended visits. Whether the calculator showed you're qualified or revealed you need to make some adjustments, you've got clarity on where you stand—and that's powerful.

Remember, meeting the income requirement is just one piece of the Super Visa puzzle. You'll also need proper medical insurance coverage ($100,000 minimum for at least one year), a well-crafted letter of invitation, proof of your relationship, and evidence that your parents will return home after their visit. But getting the income piece sorted out first gives you a solid foundation to build on.